Choose your plan, see your future.
Gain clarity into what your future looks like. Then we can build your dream retirement together.
Starter
Everything you need to get started.
$0
CAD
per year
Maximize your retirement with:
- Retirement projections
- Basic financial plan
- Progress tracking
- Basic withdrawal strategies
- Not included: Advanced withdrawal strategies
- Not included: Fully optimized withdrawal plan
Pro
Unlock advanced strategies that could save you ~$200K in taxes.
$50
CAD
per year
That's just $4/month
Maximize your retirement with:
- Retirement projections
- Detailed financial plan
- Progress tracking
- Basic withdrawal strategies
- Advanced withdrawal strategies
- Not included: Fully optimized withdrawal plan
Smart
The ultimate plan — could save you $500K to $1M+ in taxes.
$200
CAD
per year
That's just $17/month
Maximize your retirement with:
- Retirement projections
- Detailed financial plan
- Progress tracking
- Basic withdrawal strategies
- Advanced withdrawal strategies
- Fully optimized withdrawal plan
Starter | Pro | Smart | |
|---|---|---|---|
| Get started | |||
| Get started | Get started | Get started | Get started |
Planning | |||
| Retirement projections | Included in Starter | Included in Pro | Included in Smart |
| Financial plan per year | Basic | Detailed | Optimized |
| What-if scenarios | Included in Starter | Included in Pro | Included in Smart |
| Account balance tracking | Included in Starter | Included in Pro | Included in Smart |
| Tax-efficient savings guidance | Not included in Starter | Included in Pro | Included in Smart |
Withdrawals | |||
| Basic withdrawal strategies | Included in Starter | Included in Pro | Included in Smart |
| Advanced withdrawal strategies | Not included in Starter | Included in Pro | Included in Smart |
| Fully optimized withdrawal plan | Not included in Starter | Not included in Pro | Included in Smart |
| Market-responsive adjustments | Not included in Starter | Included in Pro | Included in Smart |
Apps & Support | |||
| Mobile app | Included in Starter | Included in Pro | Included in Smart |
| Apple Watch app & widgets | Not included in Starter | Included in Pro | Included in Smart |
| Email support | Not included in Starter | Included in Pro | Included in Smart |
Frequently asked questions
Your questions answered.
- How does Slackwater calculate my retirement projections?
- Slackwater uses your current income, savings rate, investment balances, and expected returns to project when you can retire and how much annual income you'll have. As you update your balances over time, your projections become more and more accurate.
- What's the difference between the withdrawal strategies on each plan?
- The Starter plan uses standard withdrawal strategies. The Pro plan unlocks advanced strategies like variable percentage withdrawal and guardrails-based approaches that can significantly reduce your tax burden — potentially saving around $200K over your retirement. The Smart plan uses a fully optimized, personalized withdrawal sequence that could save $500K to $1M or more in lifetime taxes.
- Is there a mobile app available?
- Yes, Slackwater has a mobile app and an Apple Watch app with complications so you can check your retirement plan at a glance. Widgets and the Watch app are available on the Pro and Smart plans.
- How does the retirement paycheque view work?
- Once you enter retirement mode, your dashboard transforms into a paycheque-style view. It tells you exactly which accounts to pull from each month, how much to withdraw, and adjusts automatically based on market performance to keep you on track.
- Is my financial data secure?
- Absolutely. Your data is encrypted at rest and in transit. We never sell your data or share it with third parties. Slackwater is a planning tool — we don't connect to your bank accounts or have access to your money.